Final expenses

Are you prepared?

Who will pay your final expenses?  You? Your family?

VIA offers life insurance plans to cover your final expenses.

It is tough to face the inevitable.  Who will pay our final expenses when we pass?   Do we burden our family and loved ones with these costs?

Our advisors can help you prepare and find a plan that fits your needs and budget.


What are final expenses?

Funeral costs and burial costs include:

  • Professional service charges
  • Transfer of deceased to funeral home
  • Caskets
  • Use of viewing facilities
  • Embalming
  • Hearse,
  • Burial vaults
  • Grave plot opening and closing of grave
  • Grave marker and engraving
  • Flowers
  • Death certificate
  • Newspaper notices

VIA offers comprehensive coverage plans. The benefits may be used for any final expense including  outstanding bills, charitable giving and cash for loved ones left behind.


Are you prepared?

Did you know that 60 percent of seniors do not currently have enough insurance to cover final expenses?

A $6,000 funeral financed at 19% interest (standard rate for credit cards) making $60.00 a month payments will take 10 years to pay off!

You might ask, “Don’t my Social Security and/or Veterans benefits cover my final expenses?”

Social Security only pays $255 as a lump sum survivor benefit and only to qualified dependents.  Your household Social Security income can be cut as much as 50 percent with the death of a spouse.

Final expense benefits from the Veterans Administration, if you qualify, are limited and dollar amounts can be as low as $300.

  • Click here and here for more information.


How much do final expenses cost?

The average cost of a traditional funeral, including embalming and a metal casket, is almost $6,600, according to the most recent data from the National Funeral Directors Association. Cemetery services, including the gravesite and vault or liner, can cost an additional $3,000, according to Joshua Slocum, executive director of the Funeral Consumers Alliance.

For more information on the costs associated with final expenses, please visit:


Contact us today

We can help you find a final expense insurance plan that fits your needs and budget.